Capability Statement: Contract Loan Processing

Specialized Services

At Blue Horizon Realty and Lending, Inc., we specialize in providing comprehensive Contract Loan Processing Services to support mortgage brokers and their loan officers. With over two decades of experience, we ensure smooth, compliant, and efficient loan processing from disclosure to funding.

• Comprehensive Loan Processing: Managing all aspects of the loan process, ensuring precision and compliance at every stage.

• Diverse Loan Program Expertise: Proficient in FHA, VA, USDA, CalHFA, Renovation, Jumbo, Conventional, Non-QM, Reverse Mortgages (HECM), Down Payment Assistance Programs, Hard Money Loans, ITIN Loans, and Commercial Loans.

• Third-Party Coordination: Handling communications with lenders, escrow and title companies, appraisal management companies (AMCs), credit agencies, asset and employment verification providers, and other key stakeholders.

• Regulatory Compliance: Staying updated with industry regulations to ensure compliant and seamless loan processing.

• Condition and Document Management: Ensuring loan files are accurate and complete by identifying missing information, requesting necessary documentation, and submitting full, compliant packages to underwriting. Upon approval, coordinating with brokers or loan officers to address outstanding conditions and finalize submissions.

• Post-Closing Support: Delivering complete, accurate, and fully compliant loan files to brokers for their records and further processing.

• Bilingual Services: Providing assistance in English and Spanish to serve a diverse range of clients.

Why Choose Us?

• Experienced Professionals: Backed by over two decades in the industry, our team offers unmatched expertise and knowledge in loan processing.

• Confidentiality Assurance: We uphold the highest standards of confidentiality, ensuring your client relationships remain private and protected.

• Flexible and Scalable Solutions: Whether managing a single loan or multiple transactions, our tailored services adapt to your needs.

• Clear Communication: We emphasize proactive and consistent communication to keep every loan progressing smoothly, ensuring all parties are informed at every step.

• Compliance Excellence: Our deep understanding of state and federal regulations, including TRID requirements, guarantees a compliant process.

• Attention to Detail: Each file is meticulously managed to meet deadlines and exceed expectations.