USDA Fixed Loans

USDA Loans

USDA Loans

Achieve Homeownership with USDA Loans

The U.S. Department of Agriculture (USDA) offers loan programs designed to help individuals and families in eligible rural and suburban areas achieve homeownership. USDA Loans provide benefits that make buying a home more accessible and affordable.

• No Down Payment Required:

  • 100% financing with no down payment needed, making it easier to buy a home with minimal upfront costs.

• Flexible Income Limits:

  • Designed for low-to-moderate income borrowers, with income limits based on the area and household size.

• Competitive Interest Rates:

  • Enjoy low interest rates that help keep your monthly payments affordable.

• Eligibility for Rural Areas:

  • Available for properties in eligible rural and suburban areas, providing opportunities outside of densely populated urban centers.

• Low Mortgage Insurance Costs:

  • Benefit from lower mortgage insurance premiums compared to other loan programs.

• Flexible Credit Requirements:

  • While credit requirements are generally more flexible, borrowers typically need a credit score of at least 640 for a streamlined process.

• Streamlined Processing:

  • USDA Loans come with a streamlined processing system to help you move into your new home quickly and efficiently.

Contact us today to find out if you qualify for a USDA Loan and to start your journey toward homeownership in an eligible area!